New Launching October 2026

One platform for every policy decision.

Analyse any PDS in minutes, spot coverage gaps, and stay compliant — purpose-built for Australian insurance professionals who'd rather advise than administrate.

The Platform

Built for the way
brokers actually work.

Upload a PDS. Get structured analysis in under 60 seconds.
Every recommendation documented. Every audit trail automatic.

🔒 my.insuranceadvice.app
/
Edward Lloyd Free
/
Company
Feedback
Search...
🔔
✉️
E
✨ iAssist
Good afternoon, Edward
All systems operational · Last sync 2 min ago (placeholder)
Free Plan
1 analysis lifetime
0 / 1 used
Total Clients
0
this month (placeholder)
Documents Analysed
0
this month (placeholder)
Analyses This Month
0
of 25 limit (placeholder)
Upcoming Renewals
0
2 urgent
Recent AnalysesView all →
DocumentLOBStatusConfidence
No analyses yeetPublic LiabilityCompleted0.92
Upcoming RenewalsView calendar →
No upcoming renewals
Renewals will appear here
Claims PipelineManage →
0
Active
3
Pending
14
Resolved
2
Declined
No active claims
Quick Actions
Analyse a PDS
Upload & Review
Add Client
New Portfolio
Compare
Side-by-side
Ask iAssist
AI assistant
Recent ActivityView all →
No recent activity
Activity will appear here
Analysis complete — QBE Public Liability PDS
Confidence: 0.94 · 47 clauses analysed
iAssist
What exclusions should I flag in this QBE Public Liability PDS?
Based on the analysis, there are 3 key exclusions to flag:

1. Asbestos-related claims
2. Cyber liability (standalone)
3. Professional advice errors
Ask iAssist anything...
60-second analysis BID-ready audit trail Gap detection iAssist AI chat Side-by-side comparison
What We Do

Hours of manual review,
eliminated.

One AI-powered platform reading every clause, condition, and exclusion in your PDS documents — structured into source-cited analysis, built for Australian regulation.

Eliminate manual PDS review

Hours of cross-referencing replaced with one platform that extracts coverages, flags gaps, and produces compliance-ready documentation in minutes.

Source-cited by clause

Every clause, condition, and exclusion is read and structured into clear, source-cited analysis — supporting your obligations under ASIC Best Interests Duty.

Australian from day one

No commission conflicts, no preferred panels, no US product with a local wrapper. Just precise, unbiased policy intelligence — faster, sharper, audit-ready.

Analysis in minutes

What used to take 3–4 hours per policy now takes under 2 minutes. Upload the PDS, get a structured breakdown of coverages, exclusions, and sub-limits.

Gap analysis, automated

Side-by-side comparison across PDS documents. Every exclusion, sub-limit, and waiting period flagged — no missed clauses deciding your professional liability.

Audit-ready documentation

Every analysis produces a time-stamped, signed record of what was reviewed and why — the documented evidence ASIC expects under Best Interests Duty.

How It Works

From upload to insight —
in three steps.

Upload any PDS, compare coverage across insurers, and export compliance-ready documentation — all in one workflow.

Step 01 · Upload & Analyse

AI reads every clause
so you don't have to.

Upload any PDS, policy schedule, or endorsement from QBE, Allianz, Zurich, CGU, Vero, Suncorp, or any Australian insurer. Our AI reads the full document and extracts every coverage, exclusion, condition, and sub-limit.

Definitions are resolved, cross-references are traced, and every finding links back to the source clause — so you can verify anything in seconds.

The result is a structured, source-cited analysis that would take hours to produce manually — delivered in under two minutes.

QBE-BusinessPack-PDS.pdf
87 pages · 2.4 MB
Analysed
Allianz-Commercial-PDS.pdf
124 pages · 3.8 MB
Analysing…
Step 02 · Compare & Detect

Side-by-side clarity
across any policy.

Run side-by-side comparisons across multiple policies from different insurers. See what's covered, what's missing, and where the critical differences sit — clause by clause, not buried in 80 pages of legal text.

Coverage gaps are flagged automatically against industry benchmarks — missing coverages, unusually restrictive exclusions, and conditions that could void cover if not strictly followed.

Every finding includes a severity rating and source citation, so your advice is backed by evidence — not assumptions.

Coverage Comparison 2 gaps detected
Clause
QBE
Allianz
Business interruption
Included
Included
Cyber liability
Excluded
$50k limit
Flood damage
Sub-limit
Full cover
Machinery breakdown
Included
Excluded
Step 03 · Document & Comply

Compliance-ready reports,
instantly.

Every analysis generates an audit-ready record with timestamps, source citations, and version tracking — built to support your obligations under ASIC Best Interests Duty and the ICA General Insurance Code of Practice.

Download compliance-ready reports, coverage gap summaries, and client-facing analysis. Share with clients, save to your portfolio, or present to your compliance team.

An extension of your compliance toolkit — analysis that fits how you actually work, and a platform that scales with your book.

Analysis Report
IA-2026-Q2-0847
Audit Ready
Source citations verified 142 clauses
Timestamp recorded 22 Apr · 14:32
ASIC BID compliant v2.1
ICA Code of Practice 2023
See It In Action

From 80-page PDS to
structured insight — fast.

Upload any PDS. Get a full coverage breakdown with gaps, exclusions, and compliance flags — cited to the source clause and ready to share.

Analysis · QBE-BusinessPack 92% confidence
Covered
Sub-limit
Gap

Upload a PDS. Get a full coverage breakdown — instantly.

Every finding is cited to the source clause. Every output is timestamped and audit-ready. No more 2-hour manual reviews — just precise, structured intelligence you can trust.

50+
Insurers
500+
Data points
<2min
Analysis time
Pricing

Simple, transparent pricing.

No commissions. No hidden fees. No conflicts of interest.

Analyses per month100 analyses

Complimentary

Recommended
$0/ mo

Free forever

1 analysis / lifetime
No credit card required
PDS analysis with citations
Coverage gap detection
1 seat
BID evidence export
Policy comparisons
Team features
Priority support
Start for free

Individual

Recommended
$3,218/ yr

A$268 / mo · billed annually

25 analyses / mo
Extra: $5 / analysis
PDS analysis with citations
Coverage gap detection
BID evidence export
2-way policy comparison
1 seat
Email support
Team seats
Get Individual

Corporate

Recommended
$32,258/ yr

A$2,688 / mo · billed annually

100 analyses / mo (pooled)
Extra: $4 / analysis
Everything in Individual
Up to 5 seats
Unlimited policy comparisons
Shared team library
SOA / ROA generator
Priority support
Breach register & audit log
Get Corporate

Enterprise

Recommended
Custom

A plan based on your needs

Unlimited analyses
Volume & compliance pricing
Everything in Corporate
Flexible seats
Breach register & audit log
AFSL licence-health dashboard
ASIC RG 165/175/271 templates
SSO & custom integrations
Dedicated support
Contact us
Contact

AI-powered insurance.
Coming soon.

We're here to answer your questions. We usually reply within one business day.

Prefer email? Write to hello@insuranceadvice.app