Pricing

Simple, transparent pricing.

No commissions. No hidden fees. No conflicts of interest. Just clear pricing for a tool that makes you better at your job.

Start free — no credit card required

Run your first PDS analysis today. Upgrade from inside the app whenever you're ready.

Start free
Pricing

Simple, transparent pricing.

No commissions. No hidden fees. No conflicts of interest.

Analyses per month100 analyses

Complimentary

Recommended
$0/ mo

Free forever

1 analysis / lifetime
No credit card required
PDS analysis with citations
Coverage gap detection
1 seat
BID evidence export
Policy comparisons
Team features
Priority support
Start for free

Individual

Recommended
$3,218/ yr

A$268 / mo · billed annually

25 analyses / mo
Extra: $5 / analysis
PDS analysis with citations
Coverage gap detection
BID evidence export
2-way policy comparison
1 seat
Email support
Team seats
Get Individual

Corporate

Recommended
$32,258/ yr

A$2,688 / mo · billed annually

100 analyses / mo (pooled)
Extra: $4 / analysis
Everything in Individual
Up to 5 seats
Unlimited policy comparisons
Shared team library
SOA / ROA generator
Priority support
Breach register & audit log
Get Corporate

Enterprise

Recommended
Custom

A plan based on your needs

Unlimited analyses
Volume & compliance pricing
Everything in Corporate
Flexible seats
Breach register & audit log
AFSL licence-health dashboard
ASIC RG 165/175/271 templates
SSO & custom integrations
Dedicated support
Contact us
Compare Plans

Every feature, side by side.

See exactly what's included at each tier so you can pick with confidence.

Feature Individual Corporate Enterprise
Analyses per month25100 pooledUnlimited
Seats included1Up to 5Flexible
AI Policy Checker
Coverage Gap Analysis
Side-by-Side ComparisonUp to 2 policiesUnlimitedUnlimited
Plain-English Summaries
Confidence Scoring & Citations
BID Evidence Export (PDF/Word)
Audit Trail
Shared Team Library & Folders
SOA / ROA Generator
White-label Reports
Ask IA — AI Insurance Assistant
Priority AI Processing
Breach Register
Audit Mode (immutable log)
AFSL Licence-Health Dashboard
ASIC RG 165/175/271 Templates
API AccessMetered
SupportEmailPriorityDedicated
The Math

It pays for itself in days, not months.

Save 35 minutes per policy review at $200/hour. Just 3 analyses per week pays for the Individual plan 5x over — before you factor in avoided BID complaints.

01 / TIME
35min

Saved per review

02 / VALUE
$117

Value per analysis

03 / RETURN
5x

ROI on Individual plan

35 min  ×  $200/hr  ×  12 reviews/mo  =  $1,400 saved  /  $298 plan

Pricing FAQ

Common questions about pricing.

Everything you need to know before you choose a plan.

Do I need a credit card to start?+

No. You can sign up for the Complimentary plan with just an email — no card required. Run your first PDS analysis today, and only provide payment details if you choose to upgrade to Individual, Corporate, or Enterprise.

What's included in the Complimentary plan?+

The Complimentary plan includes one lifetime PDS analysis with coverage gap detection and clause-level citations, so you can see exactly how Insurance Advice works on a real policy before paying. Upgrade anytime to unlock monthly analyses, comparisons, compliance exports, and team features.

How do I upgrade to a paid plan?+

Once you sign up for the Complimentary plan, you can upgrade to Individual, Corporate, or Enterprise from inside the app at any time. Choose your plan, enter payment details, and you're on the new tier instantly — no separate sign-up required.

Can I switch between plans?+

Yes. You can upgrade from Individual to Corporate or Enterprise at any time and the price difference is prorated. You can also downgrade at the end of your current billing period.

What happens if I exceed my analysis limit?+

You'll be notified as you approach your monthly limit. Once reached, additional analyses are charged at the per-analysis overage rate for your plan — $5 for Individual, $4 for Corporate. Enterprise includes unlimited analyses.

Is there a contract or lock-in period?+

No lock-in contracts. Cancel anytime. Every paid plan (Individual, Corporate, Enterprise) is covered by a 30-day money-back guarantee — full refund within 30 days, no questions asked.

Do you offer discounts for large teams?+

Yes. For brokerages needing flexible seats, unlimited analyses with SLA, SSO/SCIM, private deployment, or tailored onboarding, contact us at hello@insuranceadvice.app for Enterprise pricing.

Are prices inclusive of GST?+

All prices shown are in Australian dollars and are exclusive of GST. GST will be added at checkout for Australian customers.

Contact

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Prefer email? Write to hello@insuranceadvice.app