Compliance

Built for advisers.
Designed for compliance.

Every analysis is documented, every comparison is traceable, and every output is audit-ready — aligned with ASIC, AFSL, and the ICA General Insurance Code of Practice.

Regulatory Alignment

ASIC compliance built in, not bolted on.

Insurance Advice is designed around Australian regulatory requirements from day one — not retrofitted from a US product.

  • Best Interests Duty — documented evidence for every recommendation
  • General Advice Warning on every AI output, automatically
  • ICA General Insurance Code of Practice 2024 aligned
  • AI provides analysis, never personal financial advice
ASIC Best Interests Duty
s961B Corporations Act 2001
Active
AFSL Obligations
Record keeping & disclosure requirements
Active
ICA Code of Practice 2024
General Insurance Code alignment
Active
Privacy Act 1988
APPs & data handling obligations
Active
Audit Trail

Every action logged. Every output retained.

Every analysis, comparison, and Ask IA conversation is timestamped, attributed, and retained. Built for 7-year ASIC record-keeping requirements.

  • Full event log — uploads, analyses, comparisons, conversations
  • User attribution on every action — who did what, when
  • Immutable records — no retroactive editing or deletion
  • Exportable audit reports for ASIC compliance reviews
Event Log — Today
14:32Analysis completed — QBE Business Pack PDSLogged
14:31Document uploaded — QBE_BP_PDS_2024.pdfLogged
13:47Ask IA conversation — 4 messages, 3 citationsLogged
13:12Comparison generated — Allianz vs ZurichLogged
11:05Analysis completed — Allianz Commercial PDSLogged
10:58Client created — Hartley Construction Pty LtdLogged
Compliance Architecture

No commission conflicts. No conflicts of interest.

Insurance Advice is built to support your compliance obligations — not create new ones.

Compliance Ready

Every analysis is documented, every comparison traceable, and every output audit-ready — aligned with ASIC Best Interests Duty and the ICA Code of Practice.

Adviser Control

You maintain full control over every recommendation. Insurance Advice provides analysis, not advice. The professional judgement is always yours.

No Commission Conflicts

No insurer pays us. Your subscription does. Our AI analyses every policy on its merits — no preferred panels, no volume incentives, no conflicts of interest.

Australian-First

Built for Australian regulation from day one. ASIC, AFSL, BCOP, ICA Code — not a US platform adapted for local use. All data hosted in Sydney.

General Advice Only

Every AI output includes a General Advice Warning automatically. The system never provides personal financial product advice — only factual analysis of policy documents.

SOA / FSG Generator

Export analysis outputs as pre-formatted evidence for Statements of Advice and Financial Services Guides. Attach citations directly to your compliance documents.

Security Infrastructure

Enterprise-grade security. No enterprise pricing.

Every layer of the platform is built with security and data protection as a first-class requirement.

AES-256
Encryption at rest
TLS 1.3+
Encryption in transit
Sydney
AU data residency
Multi-tenant
Data isolation
Full audit
Every action logged
Sydney, Australia
Primary data centre
AP-Southeast-2
AWS Region
Sovereign
Data jurisdiction
Isolated
Tenant architecture
7 years
Record retention
Data Sovereignty

Your data stays in Australia.

All data is processed and stored on servers in Sydney, Australia. No offshore processing, no US data transfers, no exceptions.

  • Sydney-based servers — AP-Southeast-2 region
  • No data leaves Australian jurisdiction
  • Privacy Act 1988 and Australian Privacy Principles compliant
  • Per-tenant data isolation — your firm's data is yours alone
Contact

AI-powered insurance.
Coming soon.

We're here to answer your questions. We usually reply within one business day.

Prefer email? Write to hello@insuranceadvice.app